Data and backups (Carrier)
Everything is in DATA_DIR:
accounts.json: users, including vendor portal usersowners.json: claim ownersshared.json: claim index, messages, storm events, claim standards and reserve approvalsintake-files/: attachments to reported claimsblobs/: claim files, photos and shared documentsaudit.jsonl: history
The nightly off-site backup (below) copies that folder, and Render takes daily disk snapshots (kept 7 days). Every assignment, reassignment, report, sign-in, download, message and reserve decision is in History.